Question: We do not have formal drivers in our company. Do I need a driving policy?
Answer: Yes, we recommend even companies without formal driving positions have a Driving for the Company policy in their handbook. In fact, some business insurance carriers recommend or require it as well.
Most companies have employees who may drive on behalf of their employer at some point. It could be to mail a package, pick up office supplies, or make a lunch run. If the employee gets into an accident while doing any of these tasks, the company could be liable for any damage or injury which happens during that drive.
While a policy cannot mitigate all liability, it can serve as a tool to institute certain procedures to demonstrate the company’s commitment to safety while driving.